Plan N

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Plan N seems to be gaining a lot of steam in the Medigap market lately.

…and rightly so.

Curious about the differences between a Plan N and a Plan F for example?

First of all, if you need a refresher on Medicare in general check out our Medicare plans page.

If you are ready for the nuts and bolts of plan N, keep reading…

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As you can see in the chart, Plan N provides coverage for everything Plan F does with sa few exceptions:

Doctors visits (up to $20) and Emergency room co-pays (up to $50)

Part B Deductible ($166 per YEAR for 2016)

Part B excess charges (non-applicable in Ohio!)

Below are examples of monthly Ohio premiums among my most popular companies.

https://docs.google.com/spreadsheets/d/1d0vK1U1PcRd0xQmGDbz7LHxLQ1_3_hOuOReGq_l2tGE/edit?usp=sharing

In other words, the average savings between Plan F and Plan N for a 65 yr old Ohioan is over $570!
Subtract the $166 yearly deductible and you are still able to save over $400 per year!