Open Enrollment @ 65?

Open Enrollment @ 65?

frontpage-post
Are You Turning 65? The best time to purchase a Medigap policy, also known as a Medicare Supplement policy, is during your "open enrollment period". Don't get your open enrollment period confused with the Medicare's annual open enrollment period -- Oct. 15 thru Dec. 7.  Federal law gives you a 6-month open enrollment period to apply for a Medigap insurance policy, beginning with the first month that you enroll for benefits under Medicare Part B. Note: You can send in your application for a Medigap policy before your Medigap open enrollment period starts. This may be important if you currently have coverage that will end when you turn age 65 and will allow you to have continuous coverage. The below information will help you understand your rights during Open Enrollment. During your…
Read More
Replacing Coverage?

Replacing Coverage?

frontpage-post
By law, the benefits of each Ohio Medigap Plan A - N are the same for every insurance company. Because Medicare Supplements are Federally Standardized, it will be in your best interest to continuously (annually or at least biennially) shop for the most competitive premiums as long as your health allows. We have found that many Medicare supplement insurance agents in Ohio will sell a Medicare supplement to a client and not check back with them to re-evaluate options. Switching to another company is a pretty easy process and the application typically only takes about 10 minutes to complete and generally can be handled over the phone. There's nothing to lose by switching if you can save money and get the same benefits you had before. Medicare Advantage Disenrollment -…
Read More