Advantage vs Medigap

Home / Advantage vs Medigap

Need an opinion on Medicare Advantage or Medicare Supplement?

Something to consider…

Many clients we help are on a FIXED INCOME Budget.

In other words, they do not like SURPRISES in their health plan.

Budget_Small

 

As you can see, with Ohio Medigap policies | Medicare Supplements, you have consistent monthly premiums. Ohio Medicare Advantage Plans can lead to a BIG surprise when you need hospital or surgery services. 

 

Avoid the red line that’s possible with Medicare Advantage.

Example includes Part B premium, four day hospital
stay, outpatient procedure and doctor visits.

 

 

 

I’ve highlighted recent cuts to the program by the current administration here

Compare Ohio Medicare Supplements to Medicare Advantage Plans:

Concerns of Seniors:
Medicare
Supplement
Medicare
Advantage
Restrictive Network of doctors and hospitals
NO
YES
Co-Payments to Providers
NO
YES
Up to $3,000 yearly
Out of Pocket Costs
NO
YES
Health Plan Decides What Test and Procedures
Are Approved For You
NO
YES
Can Your Plan
Be Cancelled?
NO

Cannot be cancelled as long as premiums
are paid
YES
Plans are approved yearly and can be dropped.
Ability to Travel the Country and Use Any Doctor or Hospital
YES
NO
Is Pre-Certification Required for some Treatments?
NO
YES

Penalties apply if pre-cert not done.
MD Anderson Cancer
Treatment Center Included?
MAYO Clinic Included?

 

YES
NO



A Doctor Discusses Medicare Advantage below


Click the video to start watching:

If budget or age will not allow you to buy a Medicare Supplement, at least know what your maximum out-of-pocket could be.

    Please let us help you find
the best plan for your situation.

Fill out my online form.